Common Costs of Child Dental Accidents

Sometimes it can seem like there’s an endless number of ways for kids to injure themselves, especially their mouths and teeth. They could be playing soccer, and get unexpectedly hit in the face by a high flying ball. They could be running for the school bus, when they trip and chip a tooth. They could even break a tooth by munching on a hard candy too vigorously!

Whether your child injures their baby teeth or adult teeth, it is always a good idea to go to a dentist so that they can investigate the injury, make sure it’s not more serious than it seems, and provide the right treatment as soon as possible.

Dental costs will differ based on factors like your dentist, the type(s) of treatment needed, and your location, but here are a few examples of common expenses that could result from your child’s injury to their mouth. The following scenarios and costs are examples only.

Scenario 1:

A 14-year-old girl was at home when she fell on a slippery kitchen floor and banged two front adult teeth.

  • Emergency exam $125
  • X-ray $28
  • Root Canal $330 (for one tooth)
  • Restoration/Bonding $260 (for one tooth)

 

Scenario 2:

A 7-year-old boy was playing with his older brother. When their play got a little rough, he ended up banging his head against his own brother’s head, and injured a tooth.

  • Exam $70
  • X-ray $42
  • Restoration/Bonding $291

 

Scenario 3:

A 10-year-old girl was playing floor hockey when she received a hit in the mouth with a stick.

  • Exam $60
  • X-ray $34
  • Restoration/Bonding $135
  • Root Canal $473
  • Future Treatment Needed? Yes (Undetermined Cost)

 

Scenario 4:

An 11-year-old boy was playing basketball when his shoe lace became loose and he tripped over the undone lace.

  • Emergency Exam $75
  • X-ray $42
  • Second Exam $135
  • Restoration/Bonding $295
  • Future Treatment Needed? Yes (Undetermined Cost)

 

The above examples show that a single accident could result in some expensive costs!

Government health care coverage and employers’ group coverage is often only able to cover a portion of these types of expenses, leaving parents financially responsible for the remaining costs, which could be hundreds of dollars more. Student accident insurance can help parents though, by filling in the gaps left by their other plans.

The Manitoba Student Accident Insurance offers 10 years worth of unlimited dental coverage as well as coverage for orthodontic treatment and any future dental treatment that may be needed.

Visit Manitoba Student Insurance Compare Plans page for more details!