Fill in the gaps
Why Do I NeedInsurance For My Child?
Government health care plans and group insurance plans often provide limited coverage for accident expenses. Sometimes, expenses are not covered at all! This means that you, the parent/guardian, are left financially responsible. Luckily, Student Accident Insurance is here to help – our plans are designed to fill in the gaps left by other insurance providers.
What expenses are NOT normally covered?
Government health and group insurance plans often do not provide coverage for the following:
- Ambulance fees
- Casts, crutches, and splints
- The cost of equipment or supplies needed for home use
- Out-of-province emergency medical care
- Various emergency dental and eye care services
Even small accidents can come with big bills!
Take a look at the scenarios below to see how much money some accidents can cost and how Student Accident Insurance can help!
What Kind of DifferenceWill Student Accident Insurance Make?
A 17 year-old girl was snowboarding.She fell and fractured her wrist and ankle.
| Platinum Plan | Without student accident insurance | |
| Annual Premium | $42 | $0 |
| Ambulance | $0 | $275 |
| Cast for Arm | $0 | $45 |
| Cast for Leg | $0 | $80 |
| Prescriptions | $0 | $29 |
| Tutoring | $0 | $3.150 |
| Physiotherapy | $0 | $945 |
| TV Rental | $0 | $30 |
| Out of Pocket: | $42 | $4,554 |
A 6 year-old boy was playing floor hockey in gym class. The plastic puck hit him in the face, cracked a tooth and split his lip.
| Platinum Plan | Without student accident insurance | |
| Annual Premium | $42 | $0 |
| Crown Work | $0 | $1,189 |
| Lab Fees | $0 | $294 |
| Fractured Jaw | $0 | $250 |
| Ambulance | $0 | $45 |
| Expense Reimbursement | $0 | $180 |
| Out of Pocket: | $42 | $1,958 |
A 13 year old boy was in the US playing in a baseball tournament. One of the other players ran into him and tore the muscles in his leg.
| Platinum Plan | Without student accident insurance | |
| Annual Premium | $42 | $0 |
| Room | $0 | $1,390 |
| Pharmacy | $0 | $1,176 |
| IV Solutions | $0 | $116 |
| Medical Surgical Supplies | $0 | $6,133 |
| Diagnostic Radiology | $0 | $583 |
| Operating Room Service | $0 | $3,909 |
| Anesthesia | $0 | $1,144 |
| Emergency Room | $0 | $1,186 |
| Recovery Room | $0 | $1,198 |
| Out of Pocket: | $42 | $16,826 |