{"id":1148,"date":"2019-07-28T12:22:29","date_gmt":"2019-07-28T16:22:29","guid":{"rendered":"https:\/\/manitobastudentinsurance.ca\/?page_id=1148"},"modified":"2020-07-14T15:15:39","modified_gmt":"2020-07-14T19:15:39","slug":"comblez-les-lacunes","status":"publish","type":"page","link":"https:\/\/manitobastudentinsurance.ca\/fr\/a-propos-de-nous\/comblez-les-lacunes\/","title":{"rendered":"Comblez les lacunes"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;1\/1&#8243;][uncode_block id=&#8221;36&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_custom_heading]Pourquoi me faut-il une assurance pour mon enfant?[\/vc_custom_heading][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text text_lead=&#8221;yes&#8221;]Les r\u00e9gimes d\u2019assurance maladie gouvernementaux et collectifs fournissent souvent une couverture limit\u00e9e pour les d\u00e9penses d\u00e9coulant d\u2019un accident. Quelques d\u00e9penses ne sont pas couvertes du tout. Cela signifie que la responsabilit\u00e9 financi\u00e8re tombe sur vous, le parent\/tuteur. Heureusement, l\u2019assurance Accident \u00e9tudiant est l\u00e0 \u2013 nos r\u00e9gimes sont con\u00e7us pour aider \u00e0 combler les lacunes des programmes des autres fournisseurs d\u2019assurance.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<strong class=\"text-blue\">Quelles d\u00e9penses NE SONT PAS normalement couvertes?<\/strong><br \/>\nSouvent, les r\u00e9gimes d\u2019assurance maladie gouvernementaux et collectifs ne couvrent pas les d\u00e9penses suivantes :<\/p>\n<ul>\n<li>Frais d\u2019ambulance<\/li>\n<li>Pl\u00e2tres, b\u00e9quilles et attelles<\/li>\n<li>Le co\u00fbt d\u2019\u00e9quipement ou fournitures requis \u00e0 domicile<\/li>\n<li>Soins m\u00e9dicaux d\u2019urgence hors province<\/li>\n<li>Services d\u2019urgence vari\u00e9s pour les dents et les yeux<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]<strong class=\"text-blue\">M\u00eame un petit accident peut <strong>co\u00fbter cher<\/strong>!<\/strong><br \/>\nLes sc\u00e9narios d\u00e9crits plus bas vous permettront de constater vous-m\u00eame comment un accident peut \u00eatre co\u00fbteux et comment l\u2019assurance accident \u00e9tudiant peut aider.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;5&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;table-comparison&#8221;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_custom_heading]La diff\u00e9rence r\u00e9elle de<br \/>\nl\u2019assurance Accident \u00e9tudiant![\/vc_custom_heading][vc_tabs][vc_tab title=&#8221;Chute sur planche \u00e0 neige&#8221; tab_id=&#8221;1564105008-1-71&#8243;][vc_row_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_custom_heading heading_semantic=&#8221;h4&#8243; text_size=&#8221;h5&#8243; text_color=&#8221;accent&#8221;]Une fille de 17 ans fait de la planche \u00e0 neige.<br \/>\nElle tombe et se casse la poign\u00e9e et la cheville.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_raw_html]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[\/vc_raw_html][\/vc_tab][vc_tab title=&#8221;Hockey Dent craqu\u00e9e&#8221; 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